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Financing Your Fertility Treatment

Building your family can be challenging - but understanding your treatment costs and options shouldn’t be.

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Understanding your flexible financial options

Your treatment plan is tailored to you and the cost will depend on your unique goals, treatment, and insurance coverage. Prices are subject to change and our financial team is happy to meet with you to discuss the specifics of your care. Here’s an example of what you can expect:

Services

Costs

Testing

$100 - $3,700

IUI

$1,750 - $2,425

IVF

$12,400 - $21,945

Embryo Transfer Cycle

$4,500- $5,025

Genetic Testing

$350

Embryo Freezing (Donor Eggs)

$9,800+* (Not including donor egg purchase)

Embryo Banking (Donor Eggs)

$19,550+* (Not including donor egg purchase)

Surrogacy

$7,300 - $12,150 (includes one transfer and one pregnancy test)

*Special Considerations*

*Prices do not include medications, anesthesia, cryo storage, and preimplantation genetic test (PGT)

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Los Angeles Reproductive Center works with most major insurance providers

  • Blue Shield
  • Blue Cross
  • Aetna
  • United Healthcare
  • Progyny External Link
  • Winfertility
  • Maven
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Understanding the cost of your care

You should never feel in the dark about cost. Our financial counselors are committed to guiding you through your insurance benefits, out-of-pocket expenses, and other financing options every step of the way.

Cost doesn’t have to hold you back

We believe that fertility treatment should be accessible and that costs should be manageable on your timeline. To assist with this we have collaborated with financing partners that can work with you to find a loan program that fits your needs.

Lending Club Logo Black

1-800-630-1663


LendingClub.com


  • Low fixed rates - as low as 3.99%
  • Plans from $2,000 to $40,000
  • Flexible terms - 24 to 84 months
  • Easy application process and quick decision
  • No prepayment penalty - for ultimate flexibility

At LendingClub, we promise you payment plans that are an economical alternative to most personal loans and credit cards. From the user-friendly website to our cheerful and knowledgeable customer care specialists, our whole team is working to make sure you are simply moving forward.


Apply For IVF Financing Today

Sunfish

We have partnered with Sunfish to help you navigate the financial side of fertility treatment.


IVF Success Program

  • Flat fee pricing with unlimited transfers
  • Flexible payment options, including 0% APR for the first 6 months
  • Refund guarantees for qualified patients
  • Lowest price match guarantee on medications
  • Personalized support throughout your journey

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Capexmd logo

To make your IVF treatment plan more affordable, we have partnered with CapexMD, a lender specializing in patient financing for ALL fertility treatment options.   


Through our partnership with CapexMD, they are able to offer our patients customized loan programs with highly competitive rates that include a variety of loan types.  Loans can include medications and/or genetic testing, and their easy loan process makes the experience of fertility financing relatively stress-free.


Benefits and advantages of financing with CapexMD:


  • Easy & secure online application
  • Personal attention & concierge service
  • Highly competitive interest rates
  • Quick & easy approvals
  • Family members or friends can apply
  • Loans from $3,000 up to $50,000
  • Terms from 6 to 60 months
  • Highest levels of confidentiality
  • No membership fees, no annual fees, and no prepayment penaltiesApply online and receive your pre-approval within 24 hours.  Learn more at CapexMD or by calling 1-888-497-8414.

Futurefamily logo

Future Family helps you understand what you may qualify for in 90 seconds, then connects you with Fertility Financing Specialists and RN Care Coaches who can help you plan around treatment costs, medication expenses, and navigating next steps throughout your fertility journey.


  • See what you qualify for in 90 seconds with no impact to your credit score and no obligation to move forward.
  • 1:1 support from Fertility Financing Specialists and RN Care Coaches.
  • RN Care Coach support for navigation, injection questions, after-hours guidance, support groups, and more.
  • Only pay for what you use, with payments aligned to your treatment start.
  • Combine eligible costs across treatment, medication, lab fees, PGT testing, donor services, and more.
  • Starting APR from 5.99%, loan options up to $50,000, and terms from 36 to 60 months.
  • Active military and veterans discount program.
  • No prepayment penalties.

LEARN MORE

You're ready for your next chapter. We're here to help turn the page.

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